Wealth Planner

Financial Calculator

SIP · Lumpsum · Asset Value · Loan EMI · Inflation-adjusted returns

SIP Parameters

Monthly SIP Amount₹10,000

₹500₹5 L

Expected Return (p.a.)12%

1%40%

Time Horizon20 years

1 yr40 yrs

Step-up SIP (Annual Increase)

Step-up %10%

0%50%

Inflation Adjustment

Inflation rate6%

0%15%

Inflation off — nominal values only.

Compare two SIPs

— SIP B Parameters —

SIP B Monthly Amount₹15,000

₹500₹5 L

SIP B Return Rate14%

1%40%

SIP B Step-up (Annual Increase)

Step-up %10%

0%50%

Results

Value at Maturity

—

—

Present Value

—

—

Invested

—

Returns

—

—

Wealth Multiple

—

Absolute Return

—

Real Return Rate

—

Real Return ₹

Corpus Composition

Invested

—

Returns

—

—

SIP B — Results

Value at Maturity

—

—

Present Value

—

—

Invested

—

Returns

—

—

Wealth Multiple

—

Absolute Return

—

Real Return Rate

—

Real Return ₹

Corpus Composition

Invested

—

Returns

—

—

A vs B — Difference

—

Maturity Value—

Total Returns—

Amount Invested—

Wealth Multiple—

Absolute Return %—

Real Return Rate—

Present Value—

Real Return ₹—

Lumpsum Parameters

Lumpsum Amount₹1,00,000

₹10K₹10 Cr

Expected Return (p.a.)12%

1%40%

Time Horizon20 years

1 yr40 yrs

Inflation Adjustment

Inflation rate6%

0%15%

Inflation off.

Compare two lumpsums

— Lumpsum B Parameters —

Lumpsum B Amount₹2,00,000

₹10K₹10 Cr

Lumpsum B Return Rate14%

1%40%

Results

Value at Maturity

—

—

Present Value

—

—

Invested

—

Returns

—

—

Wealth Multiple

—

Absolute Return

—

Real Return Rate

—

Real Return ₹

Corpus Composition

Invested

—

Returns

—

—

Lumpsum B — Results

Value at Maturity

—

—

Present Value

—

—

Invested

—

Returns

—

—

Wealth Multiple

—

Absolute Return

—

Real Return Rate

—

Real Return ₹

Corpus Composition

Invested

—

Returns

—

—

A vs B — Difference

—

Maturity Value—

Total Returns—

Amount Invested—

Wealth Multiple—

Absolute Return %—

Real Return Rate—

Present Value—

Real Return ₹—

Shared Parameters

Monthly SIP₹10,000

₹500₹5 L

Step-up SIP (Annual Increase)

Step-up %10%

0%50%

Lumpsum Amount₹1,00,000

₹10K₹10 Cr

Return Rate (p.a.)12%

1%40%

Time Horizon20 years

1 yr40 yrs

Inflation Adjustment

Inflation rate6%

0%15%

Inflation off.

SIP — Monthly

Value at Maturity

—

—

Present Value

—

—

Invested

—

Returns

—

—

Wealth Multiple

—

Absolute Return

—

Real Return Rate

—

Real Return ₹

Corpus Composition

Invested

—

Returns

—

—

Lumpsum — One-time

Value at Maturity

—

—

Present Value

—

—

Invested

—

Returns

—

—

Wealth Multiple

—

Absolute Return

—

Real Return Rate

—

Real Return ₹

Corpus Composition

Invested

—

Returns

—

—

Asset Parameters

Asset A — Current Value₹50,00,000

₹1 L₹100 Cr

Asset A — Appreciation Rate (p.a.)6%

0%30%

Base Year

Target Year

Compare second asset

— Asset B Parameters —

Asset B — Current Value₹50,00,000

₹1 L₹100 Cr

Asset B — Appreciation Rate8%

0%30%

Asset B Base Year

Asset B Target Year

Asset A — Projection

Value at Target Year

—

—

Total Gain

—

—

Base Value

—

Gain Multiple

—

—

Years Held

—

CAGR

—

Current Value (today)

—

Total Gain %

Year-by-Year Projection

Asset B — Projection

Value at Target Year

—

—

Total Gain

—

—

Base Value

—

Gain Multiple

—

—

Years Held

—

CAGR

—

Current Value (today)

—

Total Gain %

Year-by-Year Projection

A vs B — Difference

—

Target Year Value—

Total Gain—

Total Gain %—

Gain Multiple—

Current Value (today)—

Loan Parameters

Loan Amount₹20,00,000

₹10K₹10 Cr

Annual Interest Rate8.5%

1%24%

Loan Tenure20 years

1 yr30 yrs

Compare two loans

— Loan B Parameters —

Loan B Amount₹20,00,000

₹10K₹10 Cr

Loan B Interest Rate10%

1%24%

Loan B Tenure20 years

1 yr30 yrs

Results

Monthly EMI

—

—

Total Interest

—

—

Principal

—

Total Payment

—

—

Principal

—

Total Interest

—

Total Outflow

—

Interest % of Total

Payment Composition

Principal

—

Interest

—

—

Loan B — Results

Monthly EMI

—

—

Total Interest

—

—

Principal

—

Total Payment

—

—

Principal

—

Total Interest

—

Total Outflow

—

Interest % of Total

Payment Composition

Principal

—

Interest

—

—

Loan A vs B — Difference

—

Monthly EMI—

Total Interest—

Total Outflow—

Interest % Difference—